Purchasing a home can be the biggest decision of your life. You are faced with a multitude of decisions and the process can be overwhelming. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. When you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.
I'm with you each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own.
I will help you prepare, help you locate and assess properties for sale that match your specifications. I will help you through the myriad of details attending the actual purchase. With access to the current homes on the market, and my vast years of experience, I can help you determine which properties are fairly-priced and in good condition before we start your search.
The first step to buying a home is to first ask yourself why you want to buy a home. Is it to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
Then list what kind of home you'd like and where you would like to be. Separate the "must haves" from the "want to haves." Consider the differnet areas, communities, neighborhoods (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment).
Ask yourself how many minutes you are willing to commute to work. Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable?
Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this particular home.
After you have planned what your needs and wants are, your next step is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
After that is completed, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.